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With different lenders and loan options, there’s a REEL solution for your home improvement needs.

    Program benefits

    •  No home equity needed
    •  No lien on your property
    •  Competitive rates
    •  Affordable monthly payments
    •  No closing costs
    •  No origination fees
    •  No prepayment penalties - pay off your loan early
    •  100% financing
    •  Up to 30% of loan amount towards nonenergy improvements
    •  Available to a wide range of credit scores and incomes
    •  Broad list of energy efficiency projects to choose from
    •  Reduce project cost with investor-owned utility rebates/incentives

    What can be financed?

    Use the tabs below to browse home improvement projects that can be financed with REEL.

    Start your project today!

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    Here are four simple steps to finance your home energy improvement project with REEL.

    1. Get a project estimate from a contractor.

    2. Choose an approved lender and apply for financing.

    3. Receive lender confirmation to start your project.

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    Take measures into your own hands!

    The REEL program allows for do-it-yourselfers. Appliances and several other qualified home improvements can be self-installed.